Opuera Wealth / Our Strategy
Precision. Clarity. Legacy.

Where You Are
Is Where We Begin. A Strategy Built for Every Stage of Wealth

Serving clients from $1M to $100M+ in net worth - with full-service wealth management at every level. We meet you where you are and grow with you.

Whether you're building your first serious wealth plan or coordinating a complex multigenerational estate, Opuera brings the same disciplined process, the same fiduciary standard, and the same integrated team - scaled to where you are today.

Two Paths. One Firm. Zero Compromise.

Opuera Serves
Both Sides of the Wealth Curve

You don't need $50M to get serious about your financial life. And if you're already there, we're ready. Here's what each relationship looks like - and how they grow into each other.

WM
Wealth Management
$1M – $5M
Net Worth · Entry Relationship
Full-Service Planning.
No Minimums That Exclude You.

You've built real wealth and you deserve a real advisor - not a call center. Opuera Wealth Management clients receive comprehensive financial planning, investment management, tax coordination, insurance analysis, and retirement strategy. This isn't a starter package. It's a complete relationship.

  • Comprehensive financial plan & annual review
  • Investment portfolio design & management
  • Tax strategy coordination with your CPA
  • Insurance & risk analysis
  • Retirement income planning
  • Estate planning coordination
Explore Wealth Management →
PC
Private Client Services
$5M – $100M+
Net Worth · Elevated Relationship
Family Office Intelligence.
One Dedicated CFO for Everything.

At this level, the complexity of your financial life demands more than a good advisor. It demands full orchestration. Private Client relationships at Opuera include a dedicated advisor who coordinates every dimension - tax, estate, lending, insurance, and family governance - as a single integrated effort.

  • Personal CFO - dedicated senior advisor
  • Integrated tax & CPA strategy year-round
  • Estate, trust & multigenerational planning
  • Lending & credit solutions
  • Family office structuring & governance
  • Next-generation wealth education
Explore Private Client Services →
Our Foundation

Why We Built Around
Plan · Protect · Prosper

These three pillars guide every client relationship at Opuera - from a first-time wealth planning client to a multigenerational family estate. The depth scales. The discipline never changes.

I
📖 The First Pillar
Plan

We build a living roadmap around your complete financial picture - income, assets, goals, family dynamics, and long-term vision. For a $1M client this means a clear, actionable financial plan. For a $20M family, it means a multigenerational legacy blueprint. The starting point is always the same: what matters most to you.

Applies to: All clients - $1M through $100M+
II
🛡️ The Second Pillar
Protect

We shield what you've built from taxes, risk, volatility, and the unexpected. At every wealth level this looks different - insurance coverage for a growing professional, coordinated trusts and liquidity strategy for a business owner, or family governance charters for a multigenerational estate. Protection scales with your wealth.

Applies to: All clients - complexity scales with net worth
III
The Third Pillar
Prosper

We execute with precision and adapt as your life evolves. For earlier-stage clients this means disciplined portfolio growth and proactive plan reviews. For established families, it means sustainable wealth transfer, next-gen stewardship, and ongoing family alignment. Prosperity at every level has the same foundation: a plan that's actually followed.

Applies to: All clients - execution depth scales with relationship
How We Work

Six Steps.
Every Client. Every Time.

Our process is the same for a $1M relationship and a $50M family estate. What changes is the depth and complexity of each step - not the care, discipline, or standard.

Universal Process - Wealth Management & Private Client
1
Step 01
Initial Consultation
We listen - to your goals, your story, your family, and what financial confidence means to you personally.
60-min guided discovery session
Values and goals mapping
No obligation, no pressure
Available to all inquiries
2
Step 02
Discovery & Audit
Complete picture of your financial life - assets, liabilities, tax position, insurance, estate documents, and planning gaps.
Full financial inventory
Gap and risk analysis
Estate document review
Current advisor assessment
3
Step 03
Strategy Design
We design your integrated wealth strategy - investment, tax, protection, retirement, and estate - built specifically around your life.
Custom financial plan
Investment policy statement
Tax & estate strategy
Risk protection framework
4
Step 04
Plan Presentation
We walk you through every recommendation in plain language - educating you so every decision is yours to make with full confidence.
Clear plan walkthrough
Plain-language explanations
Family alignment (if applicable)
Collaborative refinement
5
Step 05
Implementation
We execute with precision - coordinating every specialist, every account, and every structure while keeping you informed every step of the way.
Account & portfolio setup
Specialist coordination
Insurance placement
Trust & entity execution (if needed)
6
Step 06
Ongoing Partnership
We review regularly, adapt proactively, and stay ahead of changes in your life, the tax code, and the markets - always keeping your goals at the center.
Quarterly or semi-annual reviews
Proactive tax & estate alerts
Annual plan reset
Life event response
Services by Relationship Level

What Your
Opuera Relationship Looks Like

Select your wealth level to see exactly what services and support you receive. Both tiers receive comprehensive, fiduciary-standard advice - the depth simply grows with your needs.

📊
Comprehensive Financial Planning

A living financial roadmap covering every dimension of your life - updated annually and adapted to every major event.

  • Net worth and cash flow analysis
  • Goal-based scenario modeling
  • Annual plan review and reset
💼
Investment Management

Disciplined, diversified portfolio construction aligned with your risk tolerance, timeline, and long-term goals. Full fiduciary accountability.

  • Asset allocation design
  • Ongoing rebalancing & monitoring
  • Tax-aware investment decisions
📋
Tax Strategy Coordination

Year-round proactive tax planning - working alongside your CPA to maximize after-tax outcomes across your investments and income.

  • Tax-loss harvesting
  • Roth conversion strategy
  • Retirement account optimization
🛡
Insurance & Risk Analysis

Comprehensive review of your life, disability, long-term care, and property coverage - right-sized and coordinated with your financial plan.

  • Life & disability analysis
  • Long-term care planning
  • P&C and umbrella review
🏦
Retirement Planning

From accumulation through income - Social Security timing, 401(k) optimization, and a retirement income strategy built around your life.

  • Income distribution design
  • Social Security optimization
  • Healthcare cost projection
🏛
Estate Planning Coordination

We coordinate with your estate attorney to ensure your documents, beneficiary designations, and wealth transfer strategies are current and aligned.

  • Beneficiary review
  • Will & trust coordination
  • Basic legacy planning
As Your Wealth Grows
When you're ready, Opuera grows with you.
Private Client Services evolve naturally from this relationship.
01
The Foundation
Personal CFO - Your Dedicated Coordinator

One senior advisor who knows every corner of your financial life and coordinates your entire team - CPAs, estate attorneys, insurance specialists, lenders. One point of contact. Zero gaps.

  • Dedicated senior advisor relationship
  • Full advisor team coordination
  • Priority access & 24-hr response
  • Quarterly full financial life reviews
02
Year-Round
Integrated Tax & CPA Strategy

Proactive tax planning woven into every investment, estate, and business decision - not just at filing season. Coordinated in-house with your CPA division for maximum efficiency.

  • Year-round tax strategy
  • Entity and business tax optimization
  • Multi-state tax coordination
  • Charitable and gifting strategy
03
Multigenerational
Estate, Trust & Legacy Planning

Sophisticated wealth transfer structures designed to protect what you've built - coordinated with your estate attorney and built around your family's values and long-term vision.

  • Dynasty trust & SLAT strategy
  • Family governance framework
  • Estate tax minimization
  • Philanthropic legacy design
04
Strategic Liquidity
Lending & Credit Solutions

Access to capital structured intelligently around your wealth - not in isolation from it. Mortgage, securities-backed credit, and liquidity planning coordinated with your overall strategy.

  • Jumbo & non-conforming mortgage
  • Securities-backed credit lines
  • Liquidity event planning
  • Business acquisition financing
05
The Pinnacle
Family Office Structuring

For families ready to formalize their wealth infrastructure - we design, build, and manage your family office model alongside you, including governance, education, and next-gen preparation.

  • Family office design & advisory
  • Next-gen education programs
  • Family meeting facilitation
  • Multi-entity reporting & oversight
06
Embedded
Everything in Wealth Management - Plus

Every service in the Wealth Management tier is included and elevated - investment management, retirement planning, insurance analysis, and comprehensive financial planning - all at institutional depth.

  • All Wealth Management services included
  • Elevated depth and complexity
  • Institutional-grade reporting
  • Alternative investment access
Real Outcomes

How We Solve
What Keeps You
Up at Night

These are the four challenges Opuera clients bring to us most often - from a business owner at $2M building their first real plan, to a $40M family navigating succession. The approach is the same. The depth scales to you.
01
All Clients
No Coordinated Financial Plan

Most people with real wealth have multiple accounts, multiple advisors, and no one connecting it all. Investments, taxes, insurance, and estate plans that were never designed to work together.

  • Single integrated financial plan across all dimensions
  • All advisors coordinated by your Opuera relationship
  • Annual review to ensure alignment as life changes
  • One clear point of contact and accountability
02
All Clients
Paying Too Much in Taxes

Tax planning that happens once a year at filing time is not tax planning - it's tax reporting. High-earning professionals and business owners consistently overpay when strategy is reactive rather than proactive.

  • Year-round proactive tax strategy
  • Tax-loss harvesting, Roth conversions, entity structuring
  • Coordination with your CPA on every major decision
  • Business owner tax optimization and entity review
03
All Clients
Retirement Feels Uncertain

Whether you're 15 years out or 3, most people with real wealth don't have a clear, quantified retirement income picture. They have accounts - not a plan for how those accounts become income.

  • Retirement income design across all sources
  • Social Security optimization and timing strategy
  • Healthcare and longevity cost projection
  • Scenario planning for multiple retirement timelines
04
Private Client
Succession & Multigenerational Wealth

Families with $5M+ in assets often have no formal succession framework - and the consequences show up in family conflict, avoidable estate taxes, and wealth erosion across generations.

  • Family governance charter and succession design
  • Dynasty trust, SLAT, and GRAT implementation
  • Next-generation financial literacy programs
  • Annual family governance meetings and alignment
"At Opuera, the question is never whether you qualify - it's where you are in your journey and how we build from here together."
$1M+
Wealth Management Entry
$5M+
Private Client Access
100%
Fiduciary - Always
Begin Your Journey

Let's Start Where
You Are Today.

Schedule a no-obligation consultation. We'll spend 60 minutes understanding your world - your goals, your gaps, and what a great financial partnership looks like for you specifically.

Wealth Management
$1M – $5M

Comprehensive financial planning, investment management, tax coordination, and retirement strategy - built for where you are and where you're going.

Schedule a Consultation →
Private Client Services
$5M – $100M+

Full orchestration of your financial life - Personal CFO, integrated tax, estate, lending, and family office services under one coordinated relationship.

Schedule a Consultation →
Email
info@opuerawealth.com
Website
opuera.com
Location
Atlanta, Georgia