Regulatory Information

Disclosures

These disclosures provide important information about licensing, advisory relationships, investment risk, and the limitations of website content.

Last updated: May 2026 For informational purposes only

Licensing and Registration

Securities and investment advisory services can only be solicited in states where a financial professional is licensed and registered to do business. Please inquire which states a financial professional is licensed and registered in before engaging in a business relationship.

Securities are offered only by duly registered individuals through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC. Investment advisory services are offered only by duly registered individuals through AE Opuera Wealth, LLC (AEEIM), a Registered Investment Adviser.

MAS and Opuera Wealth are not affiliated entities. AEEIM and Everest Insurance Marketing are not affiliated entities.

Investment Risk Notice

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.

None of the information contained on this website constitutes an offer to sell or solicitation of an offer to buy any security or insurance product.

Insurance and Annuity Statements

References to protection benefits or reliable income streams on this website refer only to fixed insurance products. They do not refer to securities or investment advisory products.

Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges, and holding periods, which vary by insurance company. Annuities are not FDIC insured.

Website Content and Third-Party Information

Information and opinions contained in materials requested from this website may be provided by third parties and obtained from sources believed to be reliable; however, accuracy and completeness cannot be guaranteed.

All information is provided for informational purposes only and is not a solicitation to buy or sell products mentioned. It is not intended as the sole basis for financial decisions and should not be construed as advice designed to meet the particular needs of any individual's situation.